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Although the European Banking Industry Committee (EBIC) takes all appropriate steps to ensure that information and data published on this site are correct, this information and data is provided on an 'as is' basis and for information purposes only.  The European Banking Industry Committee (EBIC) makes no representations or warranties of any kind, express or implied, as to the operation of the site, the results that may be obtained from the use of this site or the accuracy, reliability or completeness of the information, content, materials or products (together referred to as the 'Information'), accessible through this site. The European Banking Industry Committee (the European Banking Industry Committee (EBIC)) cannot be held liable for inaccurate, incomplete or erroneous information, or for falsified or manipulated information. Errors, brought to our attention will be corrected in subsequent updates unless beyond our control.  The European Banking Industry Committee (EBIC)) reserves the right to amend, add, or remove any or all of the pages, or content thereof, on its web site without prior notice.

Users accept that any use of the site is made under their own responsibility.

The European Banking Industry Committee (EBIC) does not accept any responsibility or liability for any loss or damages of any kind, arising out of or in connection with the use, inability to use or the results of the use of this site, any information on or accessed through this site or any linked external site, or any copying or use thereof.

This site is subject to Belgium law.

Member financial data

The European Banking Industry Committee (EBIC) shall have the right to use its member's financial data to illustrate the overall activity of the European Banking Industry Committee (EBIC) membership. Due to varying levels of financial sector development, this information must not be taken out of context or used as a barometer of market evolution.

Copyright and linking policies

The European Banking Industry Committee (EBIC) makes the information on its site available to any user, provided that the information may only be used for personal non-commercial purposes.  Information in this site may be cited or linked to in any media upon prior written notice to the European Banking Industry Committee (EBIC), provided there is proper attribution indicating the European Banking Industry Committee (EBIC) as the source and www.ebic.org as the URL. 

Unless otherwise noted and except for individual and financial data of each member, all information contained in this site, including but not limited to text and images, belongs exclusively to the European Banking Industry Committee (EBIC).  The European Banking Industry Committee (EBIC) will retain the exclusive intellectual property rights to the Information contained in this site, as well as to the layout and structure of this site. Except to the extent otherwise indicated herein, the information may not be distributed to others, reproduced, modified or used in any manner, without express written consent from the European Banking Industry Committee (EBIC). For consent to use the European Banking Industry Committee (EBIC) information, please contact info@ebic.org

Privacy policy

Your privacy is important to us. Individual information gathered by the European Banking Industry Committee (EBIC) serves only to the extent that it is necessary to answer and process your inquiries.  Individual information will not be used for commercial purposes nor shared with any other organization or third party, unless required to do so by law or regulators. You will not receive any e-mail from the European Banking Industry Committee (EBIC) simply as a result of visiting our site.  Relations with our member organizations to which many pages link, are governed by their respective general terms and conditions.

However, it is pointed out that mail secrecy is not guaranteed on the internet and that it is up to each internet user to take all appropriate measures so as to protect his/her own data and/or software from corruption by any viruses that may be circulating on the internet.  The European Banking Industry Committee (EBIC) takes appropriate steps to maintain the security of each user's information on this site. Each internet user should understand that the open nature of the internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended. The European Banking Industry Committee (EBIC) cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely.